Water Damage
After a flood, it’s essential to check your insurance policy carefully. You’ll need to know what’s covered and what’s not so that you can make the best possible claim.
Here are some key things to look for in your policy:
- Coverage for water damage. Most homeowners insurance policies cover water damage, but there may be some exclusions. For example, some policies may not cover flooding caused by a natural disaster.
- Coverage for the cost of repairs. Your policy should cover the cost of repairing or replacing damaged property. This may include structural repairs, as well as the replacement of personal belongings.
- Coverage for living expenses. If your home is uninhabitable due to water damage, your policy may cover the cost of living expenses, such as hotel bills and meals.
It’s important to read your policy carefully so that you understand your coverage. If you have any questions, don’t hesitate to contact your insurance company.
How to clean basement concrete floor after flood?
If your basement concrete floor has been flooded, you’ll need to clean it thoroughly to prevent mold and mildew from growing.
Here are the steps to follow:
- Remove all standing water. Use a wet/dry vacuum or a pump to remove as much standing water as possible.
- Clean the floor with a bleach solution. Mix one part bleach with 10 parts water. Scrub the floor with the solution, using a stiff brush.
- Rinse the floor with clean water. Use a hose or a bucket to rinse the floor thoroughly. Be sure to remove all of the bleach solution.
- Allow the floor to dry completely. Open windows and doors to air out the basement. You can also use a fan to help dry the floor.
Once the floor is dry, you can apply a sealant to help protect it from future flooding.